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Impact Capital Funds is a Minority-Owned, Woman-Led Social Impact Fintech Platform on a Mission

To refinance burdensome student loans and create new scholarship opportunities for low-income, BIPOC (Black, Indigenous & People of Color), and first-generation college students.

Our Mission to Refinance Student Loans

Brilliance is Evenly Distributed.
Opportunity is Not.

We may not know who initially coined this phrase, but it is an unavoidable fact that not every student has equal access to education or to college financing.

BIPOC students typically don't have the same level of familial wealth to support their post-secondary education, necessitating greater indebtedness - and often at higher interest rates - than their White counterparts. At the same time, women, regardless of ethnicity, are not compensated at the same level as their male counterparts, and often need more time to pay off an equal amount of debt. As one might predict, the problem compounds in the case of BIPOC women.

The reality is that these factors make the true cost of attending college inequitable. Higher education is fundamentally more expensive and has greater potential consequences for low-income, BIPOC, and female students who must borrow to pursue or complete their degrees.

ICF partners with social impact investors who share our values and commitment to equitable education, financial, and professional opportunities.

These investors are individuals, institutions, foundations, and corporations who recognize the vast potential that is lost when college graduates must make loan-payments their primary consideration when deciding to start a family, open a business, pursue an advanced degree, work for a non-profit, or save for their retirement. Conversely, our investors recognize the vast potential held by college graduates when they are unencumbered by debt!



With our partner investors, ICF is determined to disrupt inequality from two distinct, but related, angles.

ICF has developed a proprietary model of investment, loan refinance, and scholarship creation. Utilizing investment capital, we refinance high interest rate student loans, making it possible for credit-worthy college graduates to pay off their loans at a savings of 10-50%, enabling them to make personal and professional choices less encumbered by loan indebtedness.

At the same time, our investment model creates new scholarship money for low-income, first-generation, and BIPOC college students. This new scholarship money begins to make the cost of college more equitable for all students, regardless of racial or financial background.

As a woman of color and first-generation college graduate, co-founder and CEO of Impact Capital Funds, C. Elizabeth Abeyta-Price, has firsthand experience of the profound impact a college education can have on an individual, familial, and even community level. Elizabeth’s husband and co-founder, Craig Price, developed ICF’s proprietary investment model to help mitigate racial wealth and income disparities.

Our Team and Advisory Board

The Team at ICF

Our Mission to Refinance Student Loans

C. Elizabeth Abeyta-Price

Co-founder, CEO & Board Member


As CEO, C. Elizabeth Abeyta-Price leads the company’s impact strategy and represents the company to prospective investors. A cum laude graduate of Notre Dame in Government & International Relations, Elizabeth then returned to ND as a Ford Foundation pre-doctoral fellow in Developmental and Counseling Psychology. In her spare time, Elizabeth is an active member of her community leading community service and philanthropy initiatives in Stuart, Florida.
Callie Headshot Circle

Callie Lawson

Senior Product Manager


Callie is a mission-driven leader with more than 15 years of consumer lending and credit management experience. She is passionate about supporting the financial wellbeing of others and increasing access to loan capital for underrepresented individuals. At ICF, Callie is responsible for identifying and developing student loan refinance products and credit risk strategies.
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Bridget Morrey

Director of Partnerships


With three decades in the higher ed/K-12 education and arts industries, Bridget has extensive experience in fundraising, finance, and education. At ICF, Bridget develops partnerships to increase impact funding opportunities. and philanthropy initiatives in Stuart, Florida.
Our Mission to Refinance Student Loans

Craig Price CFP®, CTFA

Co-founder, Sr VP Operations & Board Member


Craig Price CFP®, CTFA, is a Certified Financial Planner™ with nearly three decades of experience helping his clients and their families invest to reach their financial goals.* As VP of Operations, he oversees the company's impact investment strategy.

The Advisory Board

Our Mission to Refinance Student Loans

Michael Crehan

Board Member


Michael Crehan is a former Senior Associate Director in the Graduate Business Programs Career Services team at the University of Notre Dame. Prior to that, he was a Senior Vice President at Lehman Brothers in New York, where he served in the credit advisory group. Michael was a Senior Director at Standard & Poor’s Ratings in New York, London, and Frankfurt. He earned a B.A. in Economics from Notre Dame and an MBA from Babson College.
Our Mission to Refinance Student Loans

Jeffrey Serkes

Board Member


Jeff Serkes has nearly four decades of experience in various financial positions, including COO of Palisade Capital Management, LLC, an independent asset manager, SVP & CFO of Allegheny Energy, Inc., VP & Treasurer and VP, Finance, Sales & Distribution of IBM Corp., VP and Deputy Treasurer at RJR Nabisco, and other financial positions at both RJR and The Dun & Bradstreet Corporation. Jeff has a BBA from The George Washington University and an MBA in Finance from the Rutgers Graduate School of Business.
Our Mission to Refinance Student Loans

Ray Herring, Jr.

Board Member


Ray Herring has a decade of experience working in higher education. Currently, he is the Director of Regional Development at the University of Notre Dame raising major gifts to support various initiatives and endowments. Prior to Notre Dame, Ray was the Assistant Athletics Director of Administration at Florida Institute of Technology, where he led projects in the areas of strategic planning, facilities management, HR and fundraising. Ray graduated from the University of Notre Dame as a double major in Computer Applications and Sociology. He also has an MBA from Florida Institute of Technology and graduated from the Sports Management Institute executive program.
Our Mission to Refinance Student Loans

Marquan Robertson

Board Member


Marquan is a second-year student at Notre Dame Law School. Prior to law school, Marquan worked as a Financial Aid Counselor at Temple University, helping parents and students navigate student loans. Forced to borrow loans himself to pursue his education, he has developed a strong desire to reduce student debt burdens for future students. Impact Capital allows him to do just that.
Our Mission to Refinance Student Loans

Melissa Paulsen

Board Member


Melissa Paulsen is the director of the Entrepreneurship and Education Division within the Pulte Institute for Global Development at the University of Notre Dame’s Keough School of Global Affairs and a concurrent faculty member. Melissa’s career in academia includes teaching and directing social entrepreneurship initiatives, including helping students and alumni launch social enterprises. She is a graduate of Assumption University in Worcester, Massachusetts with degrees in English and philosophy and holds a master’s degree from the Mendoza College of Business at the University of Notre Dame, specializing in nonprofit management.
Our Mission to Refinance Student Loans

Ana Bermudez

Board Member


Ana is the founder and CEO of TAGit, a tech company that monetizes ads and product placement on TV. Prior to becoming an entrepreneur, Ana enjoyed a six-year career as a Wealth Management Advisor. She is passionate about serving her community, promoting STEM and higher education in under-served and under-represented communities. Ana serves as Program Director for Stella Angels, an angel investor network with a mission to increase the number of female angel investors and fund more female-owned companies. Ana enjoys combining her passion with profession and serves as an At-Large Alumna on the Notre Dame Alumni Association board of directors
Our Mission to Refinance Student Loans

Mark Rodgers

Board Member


Mark is a Certified Player Agent for both Major League Baseball and National Football League Players’ Associations where he has advised marquis pro athletes on their sports and branding contracts.