We Believe that Every Human Being has the Fundamental Right to be Educated
Higher education can be a transformative experience for individuals, their families, and entire communities -- especially for those from economically disadvantaged areas. Those seeking higher education should not be penalized for their ambition and drive or unduly burdened by student loan debt.
- Receive a targeted yield of 3.0 - 4.0% with upside potential
- Invest in a diversified loan and equity portfolio
- Your investment yields both social and financial returns
- Open to accredited and institutional investors
- Are able to refinance at low fixed-interest rates starting at 3.40% APR*
- No origination or prepayment fees; no cosigner
- Accepting applications from US and International grads1
- Fast and easy online application process
1Currently working in the USA with STEM OPT or H1B Visa
Our mission is to harness investor capital to alleviate student loan debt burdens.
By lowering interest rates for university alumni and their parents, Impact Capital Funds can generate scholarships for financially under-resourced individuals, and generate reliable tax-advantaged returns for our investors.
ICF strives to level the playing field for young professionals of every race, ethnicity, gender, and economic background.
ICF fosters the opportunity for college graduates to build wealth and more fully explore their choices in life.
ICF works tenaciously to lower student loan rates and to create new scholarships for disadvantaged students.
ICF collaborates with corporations, institutions, and individual investors to multiply students' and graduates' success.
Education as a Vocation
As a recipient of ICF scholarship funds, our educational partners can facilitate their students’ success during college and beyond.
United by a Common Purpose
This refinancing allows graduates to make life choices based on goals, values, and hopes rather than burdensome debt obligations.
These partnerships help to create greater racial equity and economic equality.
News & Updates
Providing Clarity in Light of the Recent Student Loan Announcement
Last month, President Biden announced limitedloan cancellations and provided information unveiled by the Department of Education and Student Loan Servicers. People disagree when it comes to loan forgiveness, but, for a clearer understanding, Impact...
A Crossroads: Women, Impact Investing, & Education
How They Intersect and Why We Should Care
Women have shown pioneering leadership in the area of ESG investing, and continue to drive the conversation for increased education on the subject of impact investing. The role of women in promoting...
Debunking the Myths Surrounding Student Loans
Investing in a Time of Forgiveness and Forbearance
Financial markets don’t like uncertainty (and neither do investors) and – whether that uncertainty is rooted in geopolitics, ongoing disruptions to global supply chains, inflation and the...