Marquan's Story - Overcoming the Odds

We Believe that Every Human Being has the Fundamental Right to be Educated

That higher education can be a transformative experience for individuals, their families, and entire communities -- especially for those from economically disadvantaged areas. Those seeking higher education should not be penalized for their ambition and drive or unduly burdened by student loan debt.

Investors

Receive a targeted yield of 3.0 - 4.0% with upside potential
Invest in a diversified loan and equity portfolio
Your investment yields both social and financial returns
Open to accredited and institutional investors

Learn More About the Process

Borrowers

Are able to refinance at low fixed-interest rates starting at 2.90%
No origination or prepayment fees; no cosigner
Accepting applications from US and International grads ¹
Fast and easy online application process

Join the Waitlist

¹Currently working in the USA with STEM OPT or H1B Visa

Equity

ICF strives to level the playing field for young professionals of every race, ethnicity, gender, and economic background.

Tenacity

ICF works tenaciously to lower student loan rates and to create new scholarships for disadvantaged students.

Opportunity

ICF fosters the opportunity for college graduates to build wealth and more fully explore their choices in life.

Synergy

ICF collaborates with corporations, institutions, and individual investors to multiply students' and graduates' success.

Our Partners

Education as a Vocation

Committed to the education of young minds, our educational partners operate in the breach between what is and what can be. Our partners know that adequate funding can make all the difference in determining whether a student attends and perseveres through college.

As a recipient of ICF scholarship funds, our educational partners can facilitate their students’ success during college and beyond.

United by a Common Purpose

By investing with us, foundations and institutions provide the capital to refinance student loans, potentially reducing graduates’ and parents’ interest rates by as much as 50%.

This refinancing allows graduates to make life choices based on goals, values, and hopes rather than burdensome debt obligations.

Professional Associations

Utilizing our platform, associations make cost-effective refinancing available to their members; associations with foundations that invest with us generate scholarships for future professionals who demonstrate financial need.

These partnerships help to create greater racial equity and economic equality.

News & Updates

May 19, 2022

Debunking Myths Surrounding Student Loans

Investing in a Time of Forgiveness and Forbearance Financial markets don’t like uncertainty (and neither do investors) and – whether that uncertainty is rooted in geopolitics, ongoing disruptions to global supply chains, inflation and the Fed’s...

March 18, 2022

Reflections from Black History Month

What does Black History mean to me? I have never actually taken the time to truly reflect on what Black History month means to me. Because of my role as a major gift fundraiser with the University of Notre Dame, I am always on the go from one city...

June 30, 2021

The Struggle and Sacrifice of Parenthood

It was not infrequently that, during my teenage years or whenever I gave my parents a run for their money, my mom would loudly exclaim, “I hope you have six kids that are just like you!” I think her intent, and one that is shared with each...

June 16, 2021

A Story of Life Burdened by Student Loans

Everyone has a story and, while we’ve previously shared that of our CEO, our broader goal is to unite people and emphasize our common human experience in education. In pursuit of this endeavor, Impact Capital Funds will occasionally and anonymously...