We Believe that Every Human Being has the Fundamental Right to be Educated

Higher education can be a transformative experience for individuals, their families, and entire communities -- especially for those from economically disadvantaged areas. Those seeking higher education should not be penalized for their ambition and drive or unduly burdened by student loan debt.

Investors

Receive a targeted yield of 3.0 - 4.0% with upside potential
Invest in a diversified loan and equity portfolio
Your investment yields both social and financial returns
Open to accredited and institutional investors

Learn More About the Process

Borrowers

Are able to refinance at low fixed-interest rates starting at 3.40% APR^*
No origination or prepayment fees; no cosigner
Accepting applications from US and International grads¹
Fast and easy online application process

¹Currently working in the USA with STEM OPT or H1B Visa

Join the Waitlist

Equity

ICF strives to level the playing field for young professionals of every race, ethnicity, gender, and economic background.

Opportunity

ICF fosters the opportunity for college graduates to build wealth and more fully explore their choices in life.

Tenacity

ICF works tenaciously to lower student loan rates and to create new scholarships for disadvantaged students.

Synergy

ICF collaborates with corporations, institutions, and individual investors to multiply students' and graduates' success.

Our Partners

Education as a Vocation

Committed to the education of young minds, our educational partners operate in the breach between what is and what can be. Our partners know that adequate funding can make all the difference in determining whether a student attends and perseveres through college.

As a recipient of ICF scholarship funds, our educational partners can facilitate their students’ success during college and beyond.

United by a Common Purpose

By investing with us, foundations and institutions provide the capital to refinance student loans, potentially reducing graduates’ and parents’ interest rates by as much as 50%.

This refinancing allows graduates to make life choices based on goals, values, and hopes rather than burdensome debt obligations.

Professional Associations

Utilizing our platform, associations make cost-effective refinancing available to their members; associations with foundations that invest with us generate scholarships for future professionals who demonstrate financial need.

These partnerships help to create greater racial equity and economic equality.

Providing Clarity in Light of the Recent Student Loan Announcement

Laura Midkiff

US Economy, Refinancing, Student Loan Debt

Last month, President Biden announced limitedloan cancellations and provided information unveiled by the Department of Education and Student Loan Servicers. People disagree when it comes to loan forgiveness, but, for a clearer understanding, Impact...

A Crossroads: Women, Impact Investing, & Education

Bridget Morrey

Our Impact and Potential, Investing, Personal Stories, Impact Investing

How They Intersect and Why We Should Care

Women have shown pioneering leadership in the area of ESG investing, and continue to drive the conversation for increased education on the subject of impact investing. The role of women in promoting...

Debunking the Myths Surrounding Student Loans

C. Elizabeth Abeyta-Price

Investing, US Economy, Student Loan Debt

Investing in a Time of Forgiveness and Forbearance

Financial markets don’t like uncertainty (and neither do investors) and – whether that uncertainty is rooted in geopolitics, ongoing disruptions to global supply chains, inflation and the...